Loans

Vehicle Loans

OCTFCU wants to get you behind the wheel of a new or pre-owned vehicle today. We’ve got some of the best vehicle rates in town.
We have partnered with CUDL car buying services! You can browse the vehicles for sale in your area, and apply right away!

You can get pre approved at any participating dealership on Saturday or Sunday.
OCTFCU has partnered with local dealerships to make it convienent for you to purchase the vehicle of your dreams.

• Pre approvals avaliable
• Financing up to 120% LTV
• Terms up to 84 months
• Guaranteed Asset Protection (GAP Insurance) available
• Mechanical Repair Coverage (MRC Warranty) available

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Personal Loans

For those unexpected times in life when you could use some extra cash, OCTFCU offers personal loans to our members, with quick turn around time.

• Borrow up to $15,000.00
• Pre approvals avaliable
• Terms up to 60 months

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Boat Loans

Who doesn't love a day on the water? splash right into a boat loan with great low rates on a new or used boat.

• Financing up to $30,000.00
• Pre approvals avaliable
• Financing up to 120% LTV
• Terms up to 84 months
• Guaranteed Asset Protection (GAP Insurance) available
• Mechanical Repair Coverage (MRC Warranty) available

Apply Now View Rates

RV Loans

• Pre approvals avaliable
• Financing up to 120% LTV
• Terms up to 84 months
• Guaranteed Asset Protection (GAP Insurance) available
• Mechanical Repair Coverage (MRC Warranty) available

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ATV, UTV and Motorcycle Loans

• Pre approvals avaliable
• Financing up to 120% LTV
• Terms up to 84 months
• Guaranteed Asset Protection (GAP Insurance) available
• Mechanical Repair Coverage (MRC Warranty) available

Apply Now View Rates

Farm Equipment Loans

• Pre approvals avaliable
• Financing up to 120% LTV
• Terms up to 84 months
• Guaranteed Asset Protection (GAP Insurance) available
• Mechanical Repair Coverage (MRC Warranty) available

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Student Loans

For college expenses not covered by scholarships and federal loans, Okaloosa County Teachers Federal Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.

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Share Secured Loans

• Borrow against your own money to help build your credit
• Lower rates then personal loans
• Loan is secured with either a savings account or certificate amount

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