Membership


We’re not just for teachers!

Anyone who lives, works, worships, or attends school in Okaloosa County can join!

Submit your membership application today by clicking here!

Our field of membership includes:

  • Persons who live, work, worship, or attend school in and businesses and other legal entities located in Okaloosa County, Florida. (App. 9/8/05)

  • Members of record of Okaloosa County Teachers Federal Credit Union as of September 8, 2005. 

  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community in Okaloosa County, Florida and underserved community as defined in Chapter 2, Section V of the NCUA Chartering and FOM Manual; (5/13/02)Prescribed community:  The part of Okaloosa County, Florida bounded by the following: Begin at intersection of Hollywood Boulevard and Wright Parkway in Ft. Walton Beach, FL, the point of begining.  Continue west on Hollywood Boulevard until its intersection with Jonquil Avenue.  Continue North on Jonquil Avenue until its intersection with Sullivan Street.  Continue West on Sullivan Street until its intersection with Wright Parkway.  Continue south on Wright Parkway until intersection with Hollywood Boulevard, the point of beginning.

  • Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the prescribed underserved community in Okaloosa County, Florida and underserved community as defined in Chapter 2, Section V of the NCUA Chartering and FOM manual; (5/13/02)  Prescribed community:  The part of Okaloosa County, Florida bounded by the following: Begin at the intersection of Hollywood Boulevard and Elm Avenue SE in Ft. Walton Beach, Florida, the point of beginning.  Continue south on Elm Ave. until reaching the shoreline of Santa Rosa Sound.  Continue north until reaching St. Mary Ave. Continue north on St. Mary Ave. until the intersection of Coral Drive.  Continue east on Coral Drive until the intersection of Robinwood Drive.  Continue north on Robinwood.

  • Spouses of persons who died while within the field of membership of this credit union;  employees of this credit union; volunteers in the community; members of the immmediate families or household; and organizations of such persons.

Join us today—for all the benefits that membership offers.

For more information on the Credit Unions field of membership, please call or visit us at any credit union office. 


To make the switch and become an OCTFCU member, just follow these 3 simple steps.

  1. Click Here and apply for membership.
    After you have an account number, you may proceed with steps 2 and 3. These steps will help make switching over to OCTFCU even easier.

  2. Switch Direct Deposit and Automatic Deposits. 
    Instructions: Your employer or another organization may be making direct deposits to your bank account. If so, this form authorizes them to change that deposit to your OCTFCU account. Complete this form, print it, sign it, and provide it to your payroll office and any other payer who makes automatic deposits to your account. Print multiple copies if you need to.

  3. Sign up for all of our electronic services today!